Loans For Entrepreneurs Doing Amazing Things
0% Interest, No Fees
The Kiva community provides access to 0%
interest loans and a community passionate about helping entrepreneurs in the United States. With over a million lenders,
corporate sponsors, and local governments, our network will help you find the resources you need to
grow your business.
"Since we got our [Kiva] loan, our sales have increased by 15% each
year. Our loan helped jump start our operations."
Marci & Greg Miller
Deep Root Farm, Moscow, ID
“[Kiva] was a simple and straightforward process. It wasn't just a
bank. We were able to put faces to those supporting us.”
Sally & Nadia
Night Owl Market, Cincinnati, OH
Character over Credit
Rather than assessing your credit history and
Kiva uses your character and trust network as a measure of creditworthiness.
First, you will be encouraged to join our community by making a loan to another small business owner. Then,
you will be asked to invite
a number of lenders to launch your fundraising. Once you have the support of your friends and family,
your loan will begin publicly
fundraising from our network of over a million lenders - without ever sending us a credit report or