Trustee: Botanic treasures ltd

Karen, Kenya

Why are you interested in becoming a Trustee?
I am a social entrepreneur who has been championing the planting of moringa oleifera tree- To fight malnutrition and increase household income. Moringa oleifera has been voted as the most nutritious and economically useful vegetable tree . Many of my farmers have a problem with the set up initial capital. Kiva will give the farmers an opportunity to improve their livelihood, and an access to farm inputs for improved productivity. I would like to see communities with better bargaining power, healthier families, better housing and Improved household income.
What is the mission of your organization?
Transforming livelihoods through nutrition
What indicators/metrics do you use to evaluate and monitor your impact?
The number of trees planted by each farmer, Yield per acre, Improved house hold income and improved health.
How have you performed in the past, according to these indicators/metrics?
Currently i am working with about 500 farmers and the list is growing. Some i trained and they planted others have emulated their neighbours and are part of the group. Health wise their is a decrease in hospital visits, increase in house hold income and better bargaining power.They have clean drinking water as they purify the water with moringa seeds.
How will you determine whether or not the business plans of the Borrower(s) you endorse are sound?
I have been training farmers on the health benefits and planting technique of moringa. We have developed a plan with the farmers which they follow and implement. The farmers concentrate on production and basic value addition while botanic treasures undertakes buying and marketing
How will you know whether the Borrower(s) you endorse will have the character to repay a loan?
The farmers are already in groups and they have been engaging in table banking. This system vets the good payers and the defaulters. We will also consult the members and referees to verify credibility.
Please describe what type of business, financial, technical or other support you plan on providing to the Borrower(s) you endorse:
I provide guaranteed market for their produce, I train them on farming techniques and pest control methods and advice on organic farm inputs
How will you establish whether the Borrower(s) you endorse are in debt, or have a history of debt? How will what you find affect your endorsement of their loan application?
The farmers are in groups and they engage in table banking they have records of money deposited and lending which i can go through to verify. Therefore for a farmer to qualify their record must reflect credibility
Why can't the Borrower(s) you endorse access traditional loans?
Majority are women and they lack security, They are also quite poor and farming is termed as high risk
Please describe how you could help us to ensure that the loans you endorse on Kiva Zip have a significant and positive social impact:
By ensuring that farmers attain high yields that fetch good income, Mentor them on how to best invest their incomes link them to NGO's that promote positive social impact projects. I will also encourage them to adopt a saving culture to increase bargaining power.

About Botanic treasures ltd

Trustee Type:
Third Tier trustee
On Zip Since:
Jun 21, 2012
(50 months)
Loans Endorsed:
Total Value:
Paying on Time:
Paying Back Late:
Repaid in Full:
Repayment Rate: